EcoBlue Products, Inc – ECOB

EcoBlu Products is the premier manufacturer of proprietary wood products coated with an exclusive non-toxic, eco-friendly chemistry that protects against mold, rot-decay, termites and value added fire.
EcoBlu is committed to providing a whole home system of value added fire, mold, wood rot and insect protection of all wood components for homebuilders, remodelers and homeowners. The family of EcoBlu products includes dimensional lumber, joists, beams, rim board, sheathing and trim. Wood components and engineered wood products are manufactured and coated in our California and Texas facilities for distribution throughout the United States and for export.
Best of all, EcoBlu coatings are GreenSpec listed which makes it an environmentally sound building decision, quickly becoming the choice of green builders around the world. EcoBlu products are ready to deliver the winning edge to builders and the environment with its sustainable green product line.
EcoBlu Products
The EcoBlu product line includes all of the wood products you need to frame homes or commercial properties. For the first time, there is a complete line of wood products protected against mold, rot/decay, termites and value added fire. And all of our products are covered by a 10 year limited warranty.
Why are EcoBlu Products So Green?
When you build with EcoBlu products, you are doing your part for a sustainable environment. Our products are coated with a non-toxic, eco-friendly solution that has less Volatile Organic Compounds (VOC) than a can of soda!
- EcoBlu Products protect against termites so you will not ever have to ‘tent’ your home and use harmful chemicals and gases to kill termites and other insects that are damaging the ozone layer faster than automotive exhaust.
- When you use EcoBlu products to protect your home, you will never have to replace any wood from loss to mold or wood rot again! You will be saving our forests.
- EcoBlu coatings are non-toxic and will not leach into the ground water.
- EcoBlu products are fire retardant – you will reduce the risk of losing your home to fire and protect our forests at the same time! The San Diego wildfires alone consumed over 6,000 truckloads of lumber!
ECOB’s Market Opportunity
Coated or treated lumber and wood products generated about $6 billion in sales, even in a down year like 2008. Prospects are that revenues will rebound into the $11 billion range by end of year 2010, and likely much higher because of new building codes. Information provided from NAHB (National Association of Home Builders) and CIRB (Construction Industry Research Board).
They can catch this growth opportunity by several means, some occurring simultaneously.
- EcoBlu increases the number and size of supplied projects with large production builders, emanating from its core markets in southern California and the greater Dallas/Northeast Texas area.
- EcoBlu licenses additional lumber distributors or yards to apply EcoBlu coatings to raw lumber, and resell EcoBlu coated and EcoBlu manufactured engineered wood products.
- EcoBlu sets up and leases its coating equipment on-site at large lumber producers or mills in the Pacific Northwest, Canada and Southeast US.
- EcoBlu leases its coatings chemistry and coating machinery to facilities in Central and South America, the Caribbean, Europe, Africa and Asia.
Additional Links:
PennyStockSolutions.com Profile
Applied DNA Sciences – APDN

Applied DNA Sciences (APDN) is the only company in the world that is making use of the complex codes embedded in botanical DNA as the ultimate solution to counterfeiting
Counterfeiting is one of the fastest growing financial crimes, threatening jobs and endangering public health and safety. The World Customs Organization estimated annual global trade in illegitimate goods at about $600 billion (2004), which is expected to double to $1.2 trillion by 2014, representing 5% to 7% of all worldwide trade.
DNA is a trusted form of forensic evidence, widely accepted by courts around the world. Applied DNA provides unique solutions that will stand the test of time – Absolute. Simple. Affordable. Green.
Driven by its two anti-counterfeiting security platforms, SigNature® DNA and BioMaterial Genotyping™, APDN can service a multitude of industries including cash-in-transit, textiles and apparel, secure documents for military and homeland security, pharmaceuticals, wine, and other luxury items.
Botanically derived SigNature® DNA markers, authentication services and DNA-marked security inks such as cash degradation, intaglio, inkjet, thermal transfer, laser toner and a wide range of security varnishes, dyes and textiles treatments are now available. BioMaterial Genotyping™, can help determine the authenticity of natural materials used in finished products by detecting and identifying their genomic DNA.
DNA is the Ultimate Reality Check, and we invite you to learn more about the benefits of DNA and how Applied DNA can customize a solution for you. For additional information, please click here.
Additional Links:
PennyStockSolutions.com Profile
Sinobiopharma, Inc – SNBP

Sinobiopharma Inc. is an emerging, fully integrated and highly innovative biotechnology company engaged in the research and development, manufacture and marketing of biopharmaceutical products in China, the world’s fastest growing pharmaceutical market. Known as Dong Ying (Jiangsu) Pharmaceutical Co. Ltd. in China, the Company’s current therapeutic focus is on anaesthesia-assisted agents and cardiovascular drugs. Founded in 2004, Sinobiopharma employs more than 80 people at its corporate office and production facility in Nantong, China.
Sinobiopharma launched its extremely low-cost, Chinese patented new formulation of the pre-surgical skeletal muscle relaxant Cisatracurium Besylate on May 30, 2006. By October 2007, it had captured 80% of the Chinese market and was in use in more than 200 hospitals.
Investment Highlights
- Leadership of CEO, Dr. Lequn Lee Huang a former manager of the Bayer Co., one of the world’s largest pharmaceutical companies
- Diverse portfolio of marketed products and robust product pipeline
- Proven track record of product development and commercialization
- Strong financial management with CFO formerly of JP Morgan Chase and Smith Kline Beecham
- Patented technology for fast, low-cost synthesis of active pharmaceutical ingredients (API) enhances capability for rapid development of new drugs
- Proven R&D partners for collaborative drug discovery and established relationships with multinationals for outsourced drug development
- Nationwide sales and distribution network
R&D Strength
Sinobiopharma conducts research and development through Nanjing Su Ji Biotech Research Development Center and in cooperation with the Medicinal Chemistry Research Institute, Nanjing University. Both are located at Nanjing University in Nanjing. The city has emerged as one of China major biotech research and development centres. Sinobiopharma’s R&D team of 18 specialists (out of a total staff of 80) are highly experienced research personnel and medical professionals. They have given the Company a strong intellectual property base with six patents (see table below), primarily in the area of new methods for synthesizing compounds at lower cost, more rapidly and/or with greater ease of use. This strong R&D capacity, coupled with Sinobiopharma’s established links with multinational pharmaceutical companies makes the Company an attractive partner as a contract research organization (CRO).
Growth Strategy
Sinobiopharma has a clearly defined strategy to drive short, middle and long term growth. All drug development will leverage the Company’s patented technology for fast, low-cost drug synthesis and new technology for formulation.
In the Short Term, the focus is launching drugs new to the Chinese market. The Company’s patented synthesis method allows the company to develop new active pharmaceutical ingredients (API) at lower cost and new formulations that generally offer greater convenience in application and efficacy with fewer side effects.
The Middle Term will focus on exporting Active Pharmaceutical Ingredients and Drug Reformulations developed with the Company’s patented technology for the global market.
The Long Term will focus on applying the technology platform to identifying candidate compounds from Traditional Chinese Medicines. Such compounds have proven their safety and efficacy over thousands of years of use. Sinobiopharma will accelerate their discovery, synthesis and formulation for pharmaceutical applications.
Mission
Sinobiopharma’s vision is to become a world leader in the discovery, synthesis, formulation, manufacture, sale and distribution of safe, low-cost, high-efficacy biopharmaceuticals that combat for a wide range of diseases and conditions.
Sinobiopharma’s mission is to apply biotechnology to develop, manufacture and distribute innovate safe, low-cost, high efficacy biopharmaceuticals that help people live healthier lives while providing shareholders with significant, sustained return on investment.
Additional Links:
PennyStockSolutions.com Profile
MyECheck, Inc – MYEC

MyECheck Inc. (MYEC.OB NASD OTCBB) is a leading electronic transaction processor that provides alternative payment solutions to expensive credit card charges. MyECheck’s Check 21 solution offers the fastest, safest and most cost effective way to process electronic payments from an expanding customer base, and is experiencing rapid growth in the growing eCommerce and Payments industries.
MyECheck utilizes a proprietary, patented method of creating and clearing remotely created checks (RCCs) for exceedingly fast, secure and convenient payments. Since inception in 2004, MyECheck has continued to enhance its offerings and launch new services including Remote Deposit Capture and POS solutions.
MyECheck requires no physical check from the payor or payee for processing, we generate electronic checks that adhere to the Check 21 specification and transfer them for further processing to banks or directly to the check clearing system. MyECheck does not utilize the ACH network
Financial Summary:
The company derives revenues from Merchants who can directly integrate their brick & mortar, internet, intranet and mobile commerce systems with MyECheck’s check payment engine. These eChecks are transmitted in real-time to MyECheck’s partner banks, or directly to the Federal Reserve for clearing.
MyECheck requires no physical check for processing ; it generates electronic checks that adhere to the Check 21 specification and transfer them to the Fed directly while bypassing banks and the ACH system. However, paper checks (‘substitute checks”) may be printed at any time if necessary for any reason.
The Company’s revenue model is based on deriving a fee and/or percentage of each transaction. Residual income is earned on an ongoing basis on all transactions processed on the system. With a low cost of services provided, the company’s gross margins are high. Today, MyECheck is a leader in Check 21 solutions offering the most comprehensive suite of electronic check processing services in the industry.
Partners & Major Clients
| -Cardinal Commerce -US Federal Reserve -First RegionalBank |
-Chase Paymentech -IP Commerce -Secure Payment Systems |
-TransFirst -AE Checking |
Contact Information:
MyECheck, Inc.
1190 Suncast Lane, Suite 5
El Dorado Hills, CA 95762
Phone: (916) 932.0089
Fax:(916) 939.2003
Email: ir@myecheck.com
Website: www.myecheck.com
Additional Links:
Savoy Energy Corp. – SNVP
Savoy Energy Corporation (SNVP) is an independent oil and gas company building a diversified portfolio of valuable oil and gas assets in the United States. The company is focused on identifying abandoned oil and gas assets, which are then brought online through recompletion and work-over activities, a meticulous process of evaluation, application of modern well technology, and stringent management controls. This process allows the company to increase its asset base and cash flow, while significantly reducing the cost of initial drilling, and takes away the risk of traditional exploration projects. Savoy Energy’s financial structure allows it to minimize the high overhead of traditional E&P companies.
SNVP- Yahoo Finance Profile
Company Website: www.savoyenergycorp.com
INVESTMENT HIGHLIGHTS
- Savoy sells oil that is drilled domestically, providing a cost-efficient and convenient product supply for large oil companies who distribute nationally.
- Savoy is in the process of performing recompletion and workover activities on wells in Texas.
- They re-enter and bring back into production wells that have been previously drilled and subsequently abandoned for a variety of reasons. Wells they pursue were drilled and abandoned by large oil companies because of uneconomical production rates.
- Due to high overhead costs and other opportunity costs, large oil companies may require a well to produce between 500 and 800 Barrels Per Day (“BPD”) in order to be economically viable. Their significantly lower overhead allows them to profitably extract oil from wells at a rate as low as 0.5 BPD.
- They seek wells that were drilled by companies searching for natural gas but instead found oil. These gas companies abandoned these wells and moved on in their search for natural gas. These capped wells present an opportunity for Savoy to reenter using recompletion and workover techniques and equipment to extract the oil, and finally sell the extracted oil to oil brokers who in turn sell the oil to large oil companies.
- Savoy has retained Forrest A. Garb & Associates, a petroleum consulting firm specializing in geological analyses of oil wells, as an independent contractor. Forrest evaluates abandoned wells and provides seismic and geological analyses of the wells, and counsel’s Savoy in their decisions regarding which wells they should pursue.
- Savoy currently holds leases, as well as title and right-of-way access, on four wells in Texas, all of which are currently producing crude oil. These wells are referred to as: Ali-O No.1, Rozella Kifer, Zavadil No.1, and Wright.
- Savoy has also identified 18 other wells, two that are producing and 16 that have been shut in but have seismic or other data indicating that they are favorable candidates for recompletion and workover. They hope to acquire these potential assets in the next twelve months.
- Savoy presently uses a contract operator, Maranatha, to conduct field operations. This allows them to pursue their business plan without the overhead costs of employees, and the logistical concerns of scheduling, insurance, and human resources. They pay Maranatha a monthly fee of $500 for each well they service, and they conduct all of the field operations associated with their wells, including drilling, pumping, and transporting to their customers. The agreement with Maranatha is verbal and continues on a month-to-month basis.
- Savoy sells all of the oil they produce to Gulfmark Energy, an oil broker who in turn sells oil to Royal Dutch Shell, one of the world’s largest oil companies. The price at which they purchase their oil is based upon the previous month’s open market crude oil prices, and is reset monthly accordingly. Thus, while they are susceptible to large trends in crude oil prices, they are not vulnerable to daily fluctuations.
Omnicity Corp. – OMCY
Omnicity Corp (OMCY) is a public company based in Indiana providing broadband access, including advanced services of voice, video and data, in un-served and underserved small and rural markets and is planning to be the premier consolidator of rural market broadband nationwide. Omnicity’s strategy is to provide a total broadband solution and continue rapid growth through acquisitions, organic growth and continue to partner with Rural Electric Municipal Cooperatives and Rural Telephone Companies. Omnicity has an experienced management team with extensive wireless broadband/ISP expertise as well as the expertise to consolidate large numbers of businesses through its roll-up strategy.
Management Team:
| Dick Beltzhoover President & Chief Executive Officer, Director Mr. Beltzhoover develops and oversees implementation and achievement of business objectives, provides leadership, strategic direction and vision to Omnicity. He was the first investor of Omnicity and brings more than 35 years’ business and corporate venturing experience to Omncity. Mr. Belthoover was the Chief Operations Officer and Board member of National Vulcanized Fibre and, since 1975, has served as founder and President of Insul Reps, which represents manufacturers in the electronic and electro-mechanical markets. Mr. Beltzhoover grew sales to $40 million and directed Insul Reps expansion. Mr. Beltzhoover was also instrumental in funding and guiding Indy Connection into becoming an $8 million revenue ground transportation company, ultimately selling to Carey Limousine for $12 million. Other companies he founded include Midwest Rail, Prestige Magazine, Hunt Graphics, and Digital Arts, all of which sold to private companies. Mr. Beltzhoover holds a Bachelor of Science in Mechanical Engineering from Penn State University. |
|
| Greg Jarman Chief Operating Officer, Director Mr. Jarman serves as the Chief Operating Officer, in charge of managing the profitability of Omnicity’s day-to-day operations in support of established policies, goals and objectives while providing leadership, strategic direction and vision. Mr. Jarman most recently served as President of RushDSL, a rural broadband services provider. Mr. Jarman has also served as Chief Technology Officer of Q-media, a network services and managed services provider and was Chief Technology Officer and board member of Netisun LLC where he directed Netisun’s technical services group and managed network infrastructure. Mr. Jarman was a founder and executive of Indiana Communications & Systems, Inc., which was a rural business ISP and managed service providers acquired by Netisun LLC. He has 25 years of technical experience working with many corporate and governmental agencies, and has consulted with Northrop, The Associated Group, United Student Aid Funds, Cinergy, Sperry, Unisys, and EDS. Mr. Jarman received his AS in Computer Information Services from Indiana Central University and has spent 10 years of his career in information systems consulting. |
|
| Don Prest Chief Financial Officer, Director Mr. Prest will lead the SEC public financial reporting process for Omnicity and the overall financing plan. Mr. Prest has been a US and Canadian public company assurance partner for 17 years at a large regional PCAOB registered accounting firm located in Canada, where his career began 26 years ago. Mr. Prest has been an assurance partner for over 150 public US companies. Mr. Prest will retire from this position at the end of 2008 to focus on the business of Omnicity. Mr. Prest has been a partner of FBP Capital Corp, an investment and merchant bank, for 6 years where he has leveraged his international tax and assurance practice and contacts to assist FBP’s clients in going and being public. Mr. Prest also served as the Chief Financial Officer for Power Air Corporation for three years. Power Air is a public fuel cell company. Mr Prest is currently serving as President and Chief Financial Officer for Omnicity Corp., the OTCBB listed company that will be the parent company for Omnicity Inc. Mr. Prest will stay on as the Chief Financial Officer of Omnicity and be added to the Board of Directors. Mr. Prest started his career in 1983 upon graduating from BCIT in Financial Management. Mr. Prest received his Canadian CA designation in 1991 and his US CPA designation in 1997. |
|
| David Bradford Vice President Corporate Development, Director Mr. Bradford assists senior officers of Omnicity in the design and development of Omnicity’s long-term strategic planning, organization of resources to execute its plan, and the timely and accurate reporting and analysis of operating results. His responsibilities include advising management on acquisitions, operations, and financial matters, and ensuring their most effective synthesis to the maximization of Omnicity’s strategic and operating plans. David works currently in that capacity on a consulting basis for Omnicity through International Corporate Resources Group, an international Investment Banking services firm, where he serves as Senior Analyst. Mr. Bradford has devoted the majority of his senior management career to the telecommunications industry. From 1977 through 1987 he served in executive positions at the Chicago Tribune’s broadcast and cable television divisions. Positions included Vice President and General Manager for Tribune Cable Communications, Vice President of Operations for WGN Electronic Systems Company, and Director of Strategic Planning for Tribune Cable and subsidiaries. After leaving the Tribune companies Mr. Bradford served as President of Empire Communications and Bradford Communications, Inc., both rural cable television multi-system operators. Mr. Bradford subsequently served as President of National Telsat, Inc., a rural wireless television and data provider. Mr. Bradford also currently serves on the Board of Directors of KX2 Performance Group, Inc., a North Carolina based NASCAR motorsports marketing firm. Mr. Bradford brings thirty years of successful subscriber based telecommunications operating experience to the Omnicity team as well as participation and oversight of numerous debt and equity financings, acquisitions, and restructurings. |
|
| James Richardson Controller Mr. Richardson serves as Omnicity’s Controller directing overall financial planning and accounting systems providing analysis and recommendations on all financial operations. Previously, Mr. Richardson served as Controller of Progressive Logistics, a warehouse transportation company and for M.D. Rowe Construction, Inc. based in Indianapolis. He was the Controller for CeCorr, Inc. where he managed a staff of sixteen people involved in financial reporting for the parent company and seventeen subsidiaries. Mr. Richardson also served as the Chief Accounting Officer for the parent company and consolidated group of Rock Island Refining Corporation with 1998 sales of $618million and lines of credit in excess of $75million. He received a Bachelor of Arts degree in Accounting from Marian College and his civic activities include the Institute of Internal Auditors, Sertoma and Junior Chamber of Commerce. Mr. Richardson also served on the Board of Directors of the Crooked Creek Multi-Service Center. |
|
| Bob Evans Vice President of Acquisitions Mr. Evans graduated magna cum laude from Indiana University School of Law, Bloomington, in 1986 after majoring in Accounting at the Indiana University School of Business, from which he graduated in 1983. Mr. Evans worked for the Indianapolis law firms of Bingham Summers Welsh & Spilman and Kroger Gardis & Regas where his practice was focused primarily in the areas of Mergers and Acquisitions and Securities Regulation. Mr. Evans has extensive experience in a broad variety of transactional work, including asset acquisitions and SEC compliance work. Mr. Evans also has significant experience in leadership and operations management, working for small to medium sized businesses as well as heading the field operations effort for the 2000 Census in Chula Vista, California. |
|
| David Weddell Vice President, Sales and Marketing Mr. Weddell manages and expands business relationships with Rural Electric Membership Cooperative groups (“REMCs”), acquisitions and large clients. Mr. Weddell develops and implements strategy, sales plan, and forecasts for overall business development, sales, and account management. Mr. Weddell has been a visionary and entrepreneur throughout his 28 year business career. In 1996 he worked with GTE Wireless Data based in Tampa, Florida and developed a team that brought mobility to the credit card industry. In 2003 his passion turned toward the WISP industry and he became North American Sales Director for Supernova Systems, Inc., an Indiana based WISP. Mr. Weddell was responsible for implementing the Virtual WISP program for Supernova Systems and created partnerships with Verizon Wireless, Lightyear Network Solutions, Sprint, DISH Network, DIRECTV and Wild Blue Satellite Internet. By 2007 Mr. Weddell became the Founder and President of Cue Connex, LLC and focused on building a financial model that partners with municipalities to deliver automatic meter reading, first responder and carrier-grade IP networks delivering internet, telephone and television services. Mr. Weddell earned a Bachelor of Science degree from Indiana State University. |
Arrow Resource Development, Inc. – ARWD.OB
Arrow Resource Development, Inc.

Arrow Resources Development Inc. provides corporate operating structure, financial operations, sales and marketing activities and the financial administrative infrastructure for the commercial development of land and natural resources in Indonesia. The land to be developed has been categorized as environmentally “critical land” by the Indonesian government due to deforestation by local farmers and predatory logging companies over time. The primary mandate of all Arrows activities are centered on the environmental restoration of these critical lands, the creation of a sustainable agricultural infrastructure designed to create large-scale employment for the native farmers and the development of energy resources. Arrow Resources understands that any large-scale development operation faces environmental and wildlife conservation concerns.
Arrow and their joint ventures partners undertake every project in a manner that is sensitive to the environmental and the local social structure to blend economic growth with socially conscious development. All current and future operations utilize the existing natural resources in a sustainable, renewable and responsible manner. All agricultural activities utilize only organic fertilizers and low impact (local hand labor) and are production facilities utilize only renewable energy sources and consume no fossil fuels.
In 2005, the Company formed a joint venture relationship with Arrow Pacific Resources Group Limited, (collectively the “Group”) a British Virgin Islands registered company. Arrow Pacific was founded by Hans Karundeng, an Indonesian industrialist and financier and the principal stockholder of Arrow Resources. This relationship with Arrow Pacific is for the development of large scale plantation/farming and natural resource operations in Indonesia
In 2007 the Group formed a national partnership with PT Wika Realty and PT Mitrasarana Infrakomindo. PT Wika Realty (www.wika.co.id/eng/) is a fully integrated land and infrastructure builder/developer recently listed in the Jakarta Stock Exchange (JSX).
PT Mitrasarana Infrakomindo is a highly respected military pension manager which has recently entered into the business of sales and distribution of fuel products and as a manufacturer of renewable energy sources. This team of local companies along with Arrow are developing these projects together.
The Company has just completed a refocused business model to be consistent with recent changes in World Bank forestry regulations and in compliance with recently adopted forestry regulations in Indonesia. The completion of these long anticipated developments now allow the Company to move ahead immediately with the development of its first plantation. The Group has been offered and accepted land from several Governors and by Bupati’s (Regent Government Officer in Charge of a Regency) in the following areas;
- Konawe, South East Sulawesi 70,000 Ha
- Konawe, South East Sulawesi 96,000 Ha
- Kolaka, South East Sulawesi 200,000 Ha
- Bombana, South East Sulawesi 120,000 Ha
- Melawi, Kalimantan 300,000 Ha
- Sintang, Kalimantan 300,000 Ha
- Donggala, Central Sulawesi 300,000 Ha
- Governor of North Sulawesi 500,000 to 750,000 Ha
- Governor of Maluku 300,000 Ha
- Governor of Irian – Adat 800,000 Ha
These critical lands total approximate: 2,986,000 Ha. The initial 70,000 ha site in Konawe, South East Sulawesi has all the necessary approvals to commence operations. The other sites have been allocated and approved for use but yet to be fully licensed, a process which requires approximately 3 – 6 months per site.
The initial program of refocus for the Company is the cultivation of corn as an immediate large-scale cash crop. Corn has significant value as c feed for livestock, a food product, and a basic raw material for the production of ethanol. This initial corn crop will be sold into the domestic market (currently Indonesian imports 1.5 million metric tons of corn) where the demand is strong for corn as feedstock.
The planting area required for each eucalyptus tree is a required radius of 1 meter. Based on planting approximately 1350 trees per hectare, only 20% of the land is actually in use thus leaving 80% of unused space located between the trees. Planting corn in the spaces between the trees will enable the company to maximize revenue while fertilizing the trees by using its post-harvest byproduct to continuously enrich the soil. In the short term, while waiting for the eucalyptus trees to mature for harvest, the Company can anticipate three harvests annually (the local climate allows for continuous growth with a mature plant being produced in approximately 100 days) with the yield of approximately 5 metric tons per hectare per harvest. An additional 20 days after harvest are required for revitalization and preparation of the land for the next planting and subsequent harvest.
Unique Business Philosophy
What sets Arrow and its partners apart from other plantation and natural resource developers is that the group develops timber (primarily Eucalyptus) plantation with large-scale farming (primarily corn) operations in partnership with the government of Indonesia, one of the countries largest non-profit organizations, the local people in each area and a select group of highly respected Indonesian companies. Through these partnerships, Arrow ensures that its efforts to create sustainable forestry, farming and natural resource projects not only respect environmental concerns, but involve the local indigenous people as active participants and beneficiaries of the process.
To complement this program, Arrow combines its timber plantation operations with the large scale farming operations for the growth corn, as a cash crop and subsistence crops including rice, soybean, tilapia (fish farming) and chicken farming. The group’s skilled agricultural staff instruct the local farmers to implement techniques that combine American forestry techniques with modern agro-biotechnological programs devised for their specific locations. This approach results in creating a sustainable and renewable organic growing programs and zero impact environmental facility development. All of the company’s projects are designed to sustain or improve the environment while improving the standard of living for local farmers.
Environmental and Wildlife Concerns
Arrow understands that any large-scale natural resource development operation faces environmental and wildlife conservation concerns. In the interest of good corporate citizenship, a plan has been developed to ensure that all operations are sensitive to cultivating these resources in a renewable and responsible matter.
The group’s team of scientists, bioengineers and environmentalists have developed the plantation, farming and plant operation plans consistently focusing on environmental and wildlife concerns. Each program includes a comprehensive plan for the relocation of wildlife to a preserve, sensitivity towards the preservation of bio-diversity, investigation of medical benefits from native flora, and the replanting several noble species of trees.
Competitive Advantages
The agro-biologically engineered eucalyptus species that Arrow’s will use in its plantation operations was specifically designed by Arrow’s scientific team for optimal growth in the tropical climates of Indonesia. These bio-engineered eucalyptus trees have several key advantages:
- a 3 to 4 year growth cycle vs. 10 to 12 year growth cycle in other climates and topographies;
- resistance to adverse weather, infestation, and poor soil conditions;
- the ability to sustain growth without the use of many toxic agrochemicals which are environmentally degrading.
Size: With its exclusive land concessions, Arrow and its strategic partners will control the largest timber plantation/farming operation in the region.
Location: Arrow’s plantation operations benefit from their locations in Indonesia in two distinct and significant ways:
- The plantations’ location close to equator creates a 12-month growing season vs. the 7 to 8 month growing seasons in other climates.
- Close proximity to Asian market allows shipping to the Asian market in 10-14 days. The next-closest large-scale suppliers products must travel from South America, Canada or Russia requiring a minimum of 60-75 days. Arrow thereby delivers its product to market faster than its competitors and at a lower cost while enjoying a significant market advantage and a higher profits.
The Market
Arrow and its partners are poised to capitalize on increasing demand for timber products, biofuels and food stock in developing international markets, most notably the Asian market, where rising standards of living have created a demand for larger quantities of printed material, packaging, personal care projects, industrial paper supplies, ethanol, corn, rice and soy.
It is projected that worldwide demand for these products and their derivatives exceeds current available supply within the next five years. Within the Asian market demand for more energy related products has been increasing at least 5% annually for the last 10 years. The current significant increases in the cost of crude oil has made the production of ethanol highly profitable and cause significant increases in the cost of the biomaterial necessary for its production. As technological products are used more and more, there is an increasing demand for industrial and commercial paper products. As standards of living rise across the world, there is also an increased demand for packaging supplies, as well as personal care and hygiene products. Global paper consumption trends continue to edge higher, confirming its utility as a low cost, high-performance and flexible material. Paper has been labeled by many as “essential” for development and modern living. Global consumption has increased at least 25% during the 20th century, and by a factor of three in the last three decades alone. Among the Asian countries, China in particular, is experiencing a major escalation in demand of raw paper material and paper products. As the migration from the farms into the city in China and India increases their agricultural output has been declining. These migrations and subsequent decline in production of creating ever increasing demands for corn soy and rice. The company’s proximity to these markets creates an extremely competitive advantage over suppliers such as the United States and South America.
The increase in demand was rapidly exploited in many areas by timbering operations that stripped forests bare with no regard for their environmental damage, or replenishing the timber resources being consumed. This mercenary behavior was responded to with strict and immediate regulation and monitoring of the industry by the World Bank, government environmental agencies and consumer advocacy groups on lumbering operations worldwide. Despite the increase in demand, the shortage of suppliers who are able to meet environmental standards has caused the forestry industry to shrink by an estimated 9.4 million ha per annum.
Prepaid Card Holdings Inc. – PPDC.PK
Prepaid Card Holdings Inc.

Introduction:
Prepaid Card Holdings, Inc. is a publicly traded holding company (PPDC.PK) whose current holdings consist of 100% of Merchant Processing International DBA Bank Freedom and 100% of the Berman Marketing Group, Inc.
Bank Freedom, the program manager of the Bank Freedom Prepaid MasterCard® Card is an emerging leader in the prepaid card industry. According to market data available there are between 40 and 80 million people in the United States who don’t have a bank account or who can’t qualify for a credit card because their credit scores are too low. This is called the under banked market. The emerging prepaid card solutions offered by Bank Freedom is the perfect alternative to a traditional checking account, card account and payment solution for those people who do not use banks or credit cards. For the under banked the evolution taking place with prepaid cards can replace their reliance on check cashing centers, money orders, and the inability to buy certain products that require a major credit card.
Berman Marketing Group, Inc. is a multi channel direct market firm specializing in direct response marketing through Television, Radio, Internet and Print media. BMG is the catalyst behind marketing and advertising the Bank Freedom Prepaid Card program.
Merchant Processing International Credit Card Processing offers comprehensive merchant account services. Through Bank Freedom merchants can process credit card transactions. Bank Freedom establishes credit card transactions through merchant’s point of sale terminals, wireless terminals and over the Internet.
BankFreedom Prepaid MasterCard
- 100% Guaranteed Approval*
- Prepaid MasterCard Debit – Accepted at 30 million locations worldwide
- Personalized – Not a gift card
- Reloadable
- Direct Deposit
- Cash at Retail Locations
- Card to Card transfers
- English and Spanish
- Web sites
- Customer Services
Subject to verification of ID*
Company Contact Information:
3155 E. Patrick Lane Suite 1
Las Vegas, Nevada 89120
Phone: 877-237-6260 ext. 128
Fax: 866-388-5529
Website: www.PrepaidCardHoldings.com
Management Team:
Bruce Berman: Chief Executive Officer and Chairman of the Board of Directors
Mr. Berman was nominated by Sprint® for the Ernst & Young “Entrepreneur of the Year Award” for a technology incubator he founded in 1999 and took public in 2000. Mr. Berman has numerous successful entrepreneurial ventures throughout his 30 year career. At the age of 23, he started his first venture which was financing business startups. In the mid 1980’s before he was 30, he had a vision of bringing wind energy to California. Not only was he a co-founder of the San Gorgonio Wind Energy Association, he also co-founded or purchased several companies within the industry including a NASD licensed broker dealer, a licensed construction company and a manufacturing facility which in a few short years employed over 100 staff.
Mr. Berman has beneficially owned 50% or more of two NASD licensed broker dealers. In that capacity as well as a corporate officer and as a consultant Mr. Berman has been involved in the capital raising for several companies and their ultimate public status.
Recently, Mr. Berman is the author of the Aggressive Wealth® Financial Empowerment Program. With over 3,000,000 CD’s in circulation, he is also the author of the book, “I Got Here. You Can Too!”®, which is a book on how to start, fund and run companies with over 500,000 copies in print. Mr. Berman continues to demonstrate his skills at direct marketing and building businesses.
Sparta Commercial Services Inc. – SRCO.OB

SPARTA Commercial Services is currently the only nationwide financial services company in the United States exclusively dedicated to the powersports industry.
Headquartered in New York City, with its Dealer Support Group located in Houston, Texas, SPARTA’s position in the powersports marketplace is unique. With extensive experience in financial services, a strong background in powersports financing programs, and a personal devotion to motorcycling, SPARTA’s management was able to assemble an exceptionally talented team to serve today’s powersports industry.
Being powersports enthusiasts themselves, SPARTA’s management was quick to recognize that by the early 1990’s, the characteristics and demographics of the powersports community had changed dramatically from the mythological “bad boys” of earlier years, to an ever growing group of middle class men and women who were adventurous, but financially stable. Doctors and lawyers, accountants and architects, bankers and brokers, along with millions of others from virtually every segment of American culture, were becoming “bikers” and the powersports industry has since become a highly profitable and integral part of the American economic landscape.
As the profile of motorcyclists changed and the image of the industry improved, a group of business savvy enthusiasts recognized an opportunity and joined together to form a company that would serve the financial services needs and interests of powersports dealers and consumers throughout the country. SPARTA Commercial Services was born.
With a deeper understanding of the powersports community, a greater appreciation of dealer operations, and its positioning as a company serving only the powersports industry, SPARTA was able to develop a financial services program that offers a total spectrum of SPARTA branded financing programs and other industry related products. These include traditional retail installment contracts (The SPARTA Sport Loan), two leasing products (The SPARTA Flex Lease and The SPARTA Purchase Plus Lease), and the SPARTA Extended Service Contract and Gap Protection Programs. Additionally, and very importantly, SPARTA’s credit criteria are among the most liberal in the industry, and the company’s commitment to dealer support is unparalleled.
SPARTA’s spectrum of financing programs covers all major brands of motorcycles, virtually all semi customs, most ATVs, and select scooters. So, whether you’re a powersports enthusiast looking for the best financing source for your next new or used motorcycle, ATV, or select scooter, or a dealer who wants the best “one stop” source for liberal credit criteria, a real selection of financing products, and outstanding dealer support, we hope that SPARTA Commercial Services will be your choice.
PanGenex Corporation – PGXC.PK

PanGenex is a publicly traded corporation (PINK SHEETS: PGXC) and pursues business opportunities in the $70 billion dollar nutraceutical and dietary supplement industry. With a focus specifically on the cardiovascular health segment, PanGenex develops and markets sector leading, patented or patent pending, condition specific nutraceuticals and topical over-the-counter (OTC) drugs and personal care products. Each product is scientifically formulated to address specific health conditions throughout the population. Many of our products contain the purest grade of nutraceutical components available anywhere without a prescription. PanGenex markets products through healthcare practitioners throughout the U.S., fine retail establishments and the internet on websites such as www.HeartHealthyWorld.com and www.Calgenex.com.
Learn more about PanGenex with their Investor Presentation!
The PanGenex Management:
Jeffrey M. Roman, President and CEO
Mr. Roman brings over 12 years of management and strategic development experience in sales, marketing and executive leadership. He has a diverse background ranging from entrepreneur, CEO with Rocket City Enterprises (RCTY.PK), an automotive software provider and manager with several automotive dealerships. At RocketCity, Mr. Roman successfully guided RocketCity through several reverse mergers and acquisitions as well as a Regulation-S offering in the European investment community raising $5.5M in capital.
Ronald P. Caputo, MD, Director
Dr. Caputo has over 20 years of expertise in cardiovascular medicine and is recognized as the nation’s foremost interventional cardiologist. Dr. Caputo is the Director of Cardiology at St. Joseph’s Hospital in
Syracuse. Prior venture of AngioLink was sold to Medtronic Inc. (NYSE: MDT).
James Mosbaugh, Executive Vice President, Calgenex Division
Mr. Mosbaugh brings over 10 years of formulation chemistry experience to Calgenex and has served as Vice President and is a co-founder. From May 2005 to April 2006, Mr. Mosbaugh served as project manager and intellectual property consultant of Nanobac Pharmaceuticals (NNBP.OB).


